Finance the truck. Keep the working capital.
Business financing for vocational trucks, trailers, and construction equipment. Get the unit earning while it pays for itself.
Start your applicationSecure application • No obligation to inquire
Every Commercial Elite Trucks category qualifies
Straight and box trucks, cube vans, reefers, and cab-and-chassis units in CDL and non-CDL weight classes.
Single and tandem axle dump trucks, grapple and recycling trucks, and mixer and concrete units for hauling and site work.
Flatbed and stake body trucks, yard spotters, and day cab tractors for freight, materials, and terminal work.
Mechanic and utility bodies, fuel and lube trucks, and field service units built for crews working off the truck.
Propane, septic, sewer cleaning, and vacuum trucks, plus industrial gas and waste tank trailers.
Mounted boom and knuckle boom crane trucks and aerial platform lift trucks for utility, sign, and tree work.
Keep cash in your operation, not tied up in equipment
Keep cash available for labor, fuel, parts, and unexpected costs. Finance the equipment — protect the business.
Most qualified applicants get a decision the same business day. Equipment moves fast — so do we.
Deduct up to 100% of qualifying equipment cost in year one. Your machine may pay for itself at tax time.
24 to 72-month options structured around your cash flow, project schedules, and seasonal revenue patterns.
Three steps to your new equipment
Complete your financing application in 2–3 minutes.
Receive a same-day credit decision with clear terms and no surprises.
Coordinate delivery with Commercial Elite Trucks and put your equipment to work earning revenue.
Real businesses. Real results.
“The whole experience was smooth from beginning to end. The flow of communications was excellent and we always knew where we stood, what was needed and how the process was flowing.”
“I also shopped around quite a bit, and they truly offered the best rate in the market… they’ve helped me finance two machines that are already making a big impact on my company’s growth.”
“ElmBlue was able to obtain my financing and deliver funds in record time. Will definitely be using them again. 10/10”
“The process was fast and easy and our equipment was on the way in no time.”
Common questions
We finance every category the dealer sells. Both new and used equipment may qualify, provided it’s work-ready and properly documented. Financing is for business use only.
No. ElmBlue Equipment Finance provides business financing only. Equipment must be used primarily for commercial or revenue-generating operations.
The minimum financed amount is $10,000. Attachments and accessories may be bundled with a primary equipment purchase to meet the threshold.
Most applicants receive a credit decision the same business day. When additional documentation is needed, reviews typically take a few hours. More complex applications are usually resolved within one business day.
Terms range from 24 to 72 months. Rates vary based on your credit profile, time in business, and equipment type. Your actual rate is determined at approval — there’s no obligation to inquire.
Section 179 of the IRS tax code allows businesses to deduct the full purchase price of qualifying equipment placed in service during the tax year, rather than depreciating it over time. Consult your tax professional for your specific situation.
We work with newer businesses regularly. For operations under 2 years old, we typically require a 700+ personal credit score and at least 3 credit tradelines. Relevant industry experience and a clear plan for how the equipment will generate revenue can strengthen your application.
Built for working businesses
Not sure if you qualify? Start your application — there’s no obligation and no impact to your credit to inquire.
Ready to finance your Commercial Elite Trucks purchase?
Same-day decisions. Flexible terms. Business financing only — minimum $10,000.
Start your application