WORK HARD. FINANCE SMART.
Finance your next commercial vehicle through Fournier Auto & Truck Sales with flexible monthly payments. Start putting your vehicle to work immediately—let it pay for itself.
ElmBlue Equipment Finance
Preserve Working Capital
Keep cash available for fuel, insurance, maintenance, and day-to-day operations. Finance your vehicle through Fournier while you stay liquid.
Fast Approvals
Most qualified applicants get instant decisions. No waiting around—get approved and get on the road.
Section 179 Tax Benefits
Write off up to 100% of qualifying vehicle purchases in year one. Consult your tax advisor to maximize savings.
Terms That Work
Choose from 24 to 60-month terms designed around your cash flow and business needs.
Three Steps to Vehicle Ownership
Apply Online
Our simple, intuitive digital application can be completed in 2–3 minutes.
Get Approved
Instant decisions for qualified applicants. More detailed applications are typically reviewed within a business day.
Get Moving
Sign documents, coordinate with Fournier Auto & Truck Sales, and put your vehicle to work earning revenue.
Secure application • Complete in 2–3 minutes
Frequently Asked Questions
Everything you need to know about financing through Fournier Auto & Truck Sales
For established businesses (2+ years in operation), we typically look for a 640+ FICO score. Newer businesses (under 2 years) generally need a 700+ score. However, we evaluate each application holistically, considering factors like time in business, cash flow, industry experience, and vehicle type. If you're close, it's still worth applying.
Most applications receive an instant decision for qualified applicants. If we need additional documentation, reviews typically take a few business hours, and more complex applications are usually resolved within 24 hours. We know you need to move fast, so we move fast too.
Under Section 179, businesses may be able to deduct the full purchase price of qualifying vehicles in the year they're placed into service, subject to annual deduction limits set by the IRS. This can significantly reduce your tax burden and improve cash flow. Always consult your tax advisor to understand the current limits and how these rules apply to your business.
We work with newer businesses regularly and understand the challenges of getting started. For businesses under 2 years old, we typically require a 700+ personal credit score and at least 3 credit tradelines. Relevant industry experience and a clear plan for using the vehicle can strengthen your application.
We finance all types of commercial vehicles available through Fournier Auto & Truck Sales: pickup trucks, box trucks, chassis cabs, cargo vans, SUVs, and more. Both new and used vehicles may qualify as long as they're in solid working condition and properly documented.
In many cases, yes. As your business grows, we can often help you add additional vehicles over time, subject to credit approval and overall exposure limits. Talk with us about your fleet plans so we can structure financing that supports your growth.