OWN IT TODAY. PAY AS YOU EARN.
Finance your equipment through Iron Tech with flexible monthly payments. Start generating revenue immediately—let your equipment cover its own payment.
Preserve Working Capital
Keep cash available for payroll, parts, fuel, and emergency repairs. Finance equipment from Iron Tech while you stay liquid.
Fast Approvals
Most qualified applicants get instant decisions. No waiting around—get approved and get working.
Section 179 Tax Benefits
Write off up to 100% of qualifying equipment purchases in year one. Consult your tax advisor to maximize savings.
Terms That Work
Choose from 24 to 60-month terms designed around your cash flow and project schedules.
Three Steps to Equipment Ownership
Apply Online
Our simple, intuitive digital application can be completed in 2-3 minutes.
Get Approved
Instant decisions for qualified applicants. More detailed applications are typically reviewed within a business day.
Get Working
Sign documents, coordinate delivery with Iron Tech, and put your equipment to work earning revenue.
Secure application • Complete in 2-3 minutes
Frequently Asked Questions
Everything you need to know about financing equipment from Iron Tech
For established businesses (2+ years in operation), we typically look for a 640+ FICO score. Newer businesses (under 2 years) generally need a 700+ score. However, we evaluate each application holistically, considering factors like time in business, cash flow, industry experience, and equipment type. If you're close, it's still worth applying.
Most applications receive an instant decision for qualified applicants. If we need additional documentation, reviews typically take a few business hours, and more complex applications are usually resolved within 24 hours. We know equipment moves fast, so we move fast too.
Under Section 179, businesses may be able to deduct the full purchase price of qualifying equipment in the year it's placed into service, subject to annual deduction limits set by the IRS. This can significantly reduce your tax burden and improve cash flow. Always consult your tax advisor to understand the current limits and how these rules apply to your business.
We work with newer contractors regularly and understand the challenges of getting started. For businesses under 2 years old, we typically require a 700+ personal credit score and at least 3 credit tradelines. Relevant industry experience and a clear plan for using the equipment can strengthen your application.
We finance all types of equipment available through Iron Tech: wheel loaders, excavators, dozers, skid steers, compact track loaders, mini excavators, and attachments. Both new and used equipment may qualify as long as it's work-ready and properly documented.
In many cases, yes. As your business grows, we can often help you add additional machines over time, subject to credit approval and overall exposure limits. Talk with us about your fleet plans so we can structure financing that supports your growth.