OakTree Supply Equipment Financing | ElmBlue Equipment Finance
OakTree Supply
Authorized Equipment Financing Partner
ElmBlue Equipment Finance

Build the shop. Keep the working capital.

Business financing for professional woodworking equipment. Put the machine to work while it pays for itself.

Start your application

Secure application • No obligation to inquire

24–72
Month terms
$10K+
Minimum finance
Same day
Decisions
100%
Sec. 179 eligible

Business financing only. ElmBlue finances commercial and business-use equipment exclusively. This program is not available for personal, hobby, or consumer use.

What we finance

Professional machinery we finance

CNC & boring centers

Compact CNC machining centers and CNC boring and grooving centers for cabinet and panel production.

New equipment
Sliding table & rip saws

Production sliding table saws and multi-blade gang rip saws for accurate, repeatable cuts on solid wood and panels.

New equipment
Edgebanders

Automatic edgebanders with PLC controls for clean, durable edges on cabinet and furniture panels.

New equipment
Planers, jointers & combination machines

Jointers, jointer/planers, and double-surface planers up to 30 inches wide, plus full combination machines, for fast, flat stock prep.

New equipment
Shapers & specialty machinery

Fixed-spindle shapers and specialty production machinery for moulding, joinery, and profiling.

New equipment
Dust collection systems

Baghouse dust collectors and industrial extraction that keep a production shop clean and safe.

New equipment
Why finance?

Keep cash in your operation, not tied up in equipment

Preserve working capital

Keep cash available for labor, fuel, parts, and unexpected costs. Finance the equipment — protect the business.

Fast, same-day approvals

Most qualified applicants get a decision the same business day. Equipment moves fast — so do we.

Section 179 tax advantage

Deduct up to 100% of qualifying equipment cost in year one. Your machine may pay for itself at tax time.

Terms built for seasonality

24 to 72-month options structured around your cash flow, project schedules, and seasonal revenue patterns.

How it works

Three steps to your new equipment

1
Apply online

Complete your financing application in 2–3 minutes.

2
Get approved

Receive a same-day credit decision with clear terms and no surprises.

3
Get to work

Coordinate delivery with OakTree Supply and put your equipment to work earning revenue.

Apply in 2–3 minutes
Same-day decisions
Business use only
Support through funding
What customers say

Real businesses. Real results.

★★★★★

“The whole experience was smooth from beginning to end. The flow of communications was excellent and we always knew where we stood, what was needed and how the process was flowing.”

Verified Google review · Commercial printing equipment buyer
★★★★★

“I also shopped around quite a bit, and they truly offered the best rate in the market… they’ve helped me finance two machines that are already making a big impact on my company’s growth.”

Verified Google review · Two machines financed
★★★★★

“ElmBlue was able to obtain my financing and deliver funds in record time. Will definitely be using them again. 10/10”

Verified Google review · Equipment buyer
★★★★★

“The process was fast and easy and our equipment was on the way in no time.”

Verified Google review · Repeat equipment buyer
Frequently asked

Common questions

We finance professional woodworking machinery, including CNC and boring centers, sliding table and rip saws, edgebanders, planers and jointers, shapers, and dust collection. Machines must be work-ready and properly documented. Financing is for business use only.

No. ElmBlue Equipment Finance provides business financing only. Equipment must be used primarily for commercial or revenue-generating operations.

The minimum financed amount is $10,000. Attachments and accessories may be bundled with a primary equipment purchase to meet the threshold.

Most applicants receive a credit decision the same business day. When additional documentation is needed, reviews typically take a few hours. More complex applications are usually resolved within one business day.

Terms range from 24 to 72 months. Rates vary based on your credit profile, time in business, and equipment type. Your actual rate is determined at approval — there’s no obligation to inquire.

Section 179 of the IRS tax code allows businesses to deduct the full purchase price of qualifying equipment placed in service during the tax year, rather than depreciating it over time. Consult your tax professional for your specific situation.

We work with newer businesses regularly. For operations under 2 years old, we typically require a 700+ personal credit score and at least 3 credit tradelines. Relevant industry experience and a clear plan for how the equipment will generate revenue can strengthen your application.

Do you qualify?

Built for working businesses

Established business
Strong approval profile
2+ years in business
640+ FICO credit score
3+ comparable tradelines
Active commercial operation
Newer or growing business
Under 2 years in operation
700+ personal credit score
3+ credit tradelines
Active business entity
Business bank account
Equipment requirements
What must qualify
$10,000 minimum financed amount
Business use required
New or used (work-ready)
Purchased through the dealer
Business types we serve
Commercial operations
Cabinet & millwork shops
Furniture & casegoods makers
Custom woodworking businesses
Timber framing & building contractors

Not sure if you qualify? Start your application — there’s no obligation and no impact to your credit to inquire.

Rob Barrieau, Finance Manager at ElmBlue Equipment Finance
Questions before you apply?
Rob Barrieau
Finance Manager

Rob can walk you through terms, timing, and eligibility before you apply.

Email Rob

Ready to finance your OakTree Supply purchase?

Same-day decisions. Flexible terms. Business financing only — minimum $10,000.

Start your application