Finance the trailer. Keep the working capital.
Business financing for dump, equipment, and enclosed cargo trailers. Put the trailer to work while it pays for itself.
Start your applicationSecure application • No obligation to inquire
Business financing only. ElmBlue finances commercial and business-use equipment exclusively. This program is not available for personal, hobby, or consumer use.
Work trailers that qualify
Heavy-duty 7x14 and 7x16 dump trailers rated to 14,000 lb, many with tarp kits and ramps, in steel, galvanized, and aluminum.
Tilt and deckover equipment trailers, goosenecks, and 14,000 lb-plus flatbeds for hauling skid steers, compact excavators, and tractors.
Larger aluminum and steel-frame cargo trailers, 14 to 24 feet long with tandem axles, for tradespeople and mobile businesses.
Keep cash in your operation, not tied up in trailers
Keep cash available for labor, fuel, parts, and unexpected costs. Finance the trailer — protect the business.
Most qualified applicants get a decision the same business day. Trailers move fast — so do we.
Deduct up to 100% of qualifying equipment cost in year one. Your trailer may pay for itself at tax time.
24 to 72-month options structured around your cash flow, project schedules, and seasonal revenue patterns.
Three steps to your next trailer
Complete your financing application in 2–3 minutes.
Receive a same-day credit decision with clear terms and no surprises.
Coordinate delivery with One Stop Trailer Shop and put your trailer to work earning revenue.
Real businesses. Real results.
“The whole experience was smooth from beginning to end. The flow of communications was excellent and we always knew where we stood, what was needed and how the process was flowing.”
“I also shopped around quite a bit, and they truly offered the best rate in the market… they’ve helped me finance two machines that are already making a big impact on my company’s growth.”
“ElmBlue was able to obtain my financing and deliver funds in record time. Will definitely be using them again. 10/10”
“The process was fast and easy and our equipment was on the way in no time.”
Common questions
We finance dump trailers, equipment trailers, and larger enclosed cargo trailers. Both new and used units may qualify, provided the trailer is work-ready and properly documented. Financing is for business use only.
No. ElmBlue Equipment Finance provides business financing only. The trailer must be used primarily for commercial or revenue-generating operations.
The minimum financed amount is $10,000. Accessories may be bundled with a primary trailer purchase to meet the threshold.
Most applicants receive a credit decision the same business day. When additional documentation is needed, reviews typically take a few hours. More complex applications are usually resolved within one business day.
Terms range from 24 to 72 months. Rates vary based on your credit profile, time in business, and trailer type. Your actual rate is determined at approval — there’s no obligation to inquire.
Section 179 of the IRS tax code allows businesses to deduct the full purchase price of qualifying equipment placed in service during the tax year, rather than depreciating it over time. Consult your tax professional for your specific situation.
We work with newer businesses regularly. For operations under 2 years old, we typically require a 700+ personal credit score and at least 3 credit tradelines. Relevant industry experience and a clear plan for how the trailer will generate revenue can strengthen your application.
Built for working businesses
Not sure if you qualify? Start your application — there’s no obligation and no impact to your credit to inquire.
Ready to finance your One Stop Trailer Shop purchase?
Same-day decisions. Flexible terms. Business financing only — minimum $10,000.
Start your application