The truck’s ready to work. So is the financing.
Business financing for cargo vans, work pickups, box trucks, and service bodies. Put the unit to work while it pays for itself.
Start your applicationSecure application • No obligation to inquire
Every T&B Auto Sales category qualifies
Low, mid, and high roof cargo vans with bulkheads, shelving, and ladder racks for trades, delivery, and mobile service.
Regular, extended, and crew cab pickups in half-ton through one-ton, including 4x4 for crews working off-pavement.
Cutaway and cabover box trucks from 12 to 20 feet, many with liftgates, for delivery and mobile operations.
Steel and aluminum flatbeds and stake beds with gooseneck setups and underbody boxes for hauling materials.
Hydraulic dump beds on one-ton and medium duty chassis for landscaping, demolition, and material hauling.
Service and utility bodies, enclosed KUV units, and crane mounts. Custom upfits added before delivery can be financed with the truck.
Keep cash in your operation, not tied up in trucks
Keep cash available for labor, fuel, parts, and unexpected costs. Finance the vehicle — protect the business.
Most qualified applicants get a decision the same business day. Trucks move fast — so do we.
Deduct up to 100% of qualifying equipment cost in year one. Your truck may pay for itself at tax time.
24 to 72-month options structured around your cash flow, project schedules, and seasonal revenue patterns.
Three steps to your next truck
Complete your financing application in 2–3 minutes.
Receive a same-day credit decision with clear terms and no surprises.
Coordinate delivery with T&B Auto Sales and put your vehicle to work earning revenue.
Real businesses. Real results.
“The whole experience was smooth from beginning to end. The flow of communications was excellent and we always knew where we stood, what was needed and how the process was flowing.”
“I also shopped around quite a bit, and they truly offered the best rate in the market… they’ve helped me finance two machines that are already making a big impact on my company’s growth.”
“ElmBlue was able to obtain my financing and deliver funds in record time. Will definitely be using them again. 10/10”
“The process was fast and easy and our equipment was on the way in no time.”
Common questions
We finance every category the dealer sells. Both new and used units may qualify, provided the vehicle is work-ready and properly documented. Financing is for business use only.
No. ElmBlue Equipment Finance provides business financing only. The vehicle must be used primarily for commercial or revenue-generating operations.
The minimum financed amount is $10,000. Upfits and accessories may be bundled with a primary vehicle purchase to meet the threshold.
Most applicants receive a credit decision the same business day. When additional documentation is needed, reviews typically take a few hours. More complex applications are usually resolved within one business day.
Terms range from 24 to 72 months. Rates vary based on your credit profile, time in business, and vehicle type. Your actual rate is determined at approval — there’s no obligation to inquire.
Section 179 of the IRS tax code allows businesses to deduct the full purchase price of qualifying equipment placed in service during the tax year, rather than depreciating it over time. Consult your tax professional for your specific situation.
We work with newer businesses regularly. For operations under 2 years old, we typically require a 700+ personal credit score and at least 3 credit tradelines. Relevant industry experience and a clear plan for how the vehicle will generate revenue can strengthen your application.
Built for working businesses
Not sure if you qualify? Start your application — there’s no obligation and no impact to your credit to inquire.
Ready to finance your T&B Auto Sales purchase?
Same-day decisions. Flexible terms. Business financing only — minimum $10,000.
Start your application