Join ElmBlue – One of the Fastest Growing Equipment Finance Companies in the Industry

ElmBlue is not your typical finance company. We’re a dynamic, high-performance platform led by a winning and proven team of industry leaders. With a focus on innovation, speed, and service, we're reshaping the equipment finance experience — and doing it with a culture that values results, collaboration, and having fun along the way.

Credit Analyst

We are seeking a Credit Analyst to play a key role in supporting our sales team by conducting credit evaluations, structuring financing packages, and helping ensure deals align with our partner lenders’ underwriting requirements. This role focuses on detailed credit assessment and collaboration with both internal teams and external lending partners. The ideal candidate will bring strong analytical skills, a deep understanding of credit fundamentals, and the ability to work efficiently in a fast-paced, multi-stakeholder environment. This position reports to the Direct of Credit.

This is an in-office position with potential flexibility for occasional remote work post-onboarding.

Key Responsibilities

  • Analyze credit data, financial statements, and supporting documents for businesses applying for small-ticket equipment financing generally $25k to $150k.

  • Assess risk and creditworthiness to support financing recommendations and structuring

  • Package credit requests and present them to partner lenders in a clear, compelling manner

  • Act as a liaison between the sales team and lender partners, communicating updates, clarifications, and any required changes to applications

  • Manage a pipeline of active deals, and maintain and update their records in internal systems, ensuring accuracy and timely tracking of credit decisions and turnaround timelines within SLAs.

  • Build and maintain productive relationships with existing lender partners to support ongoing deal flow

  • Stay current on industry trends, credit markets, and lending best practices

  • Contribute strategically to ElmBlue’s mission by improving credit workflows, risk assessment standards, and partnership outcomes

Qualifications

Basic Requirements:

  • Bachelor’s degree or High school diploma or GED plus 2 years of relevant professional experience

Preferred Qualifications:

  • Prior experience in equipment leasing, commercial finance, or small business credit analysis

  • Prior experience with personal and business credit reporting (Experian, Equifax, Paynet, LexisNexis)

  • Strong written and verbal communication skills, with the ability to present credit positions across business levels

  • Keen attention to detail and excellent organizational skills

  • Experience with Salesforce or similar CRM systems preferred

  • Comfortable using Microsoft Office Suite (Excel, PowerPoint, Word) and other financial tools

  • Analytical, proactive, and results-driven mindset

  • Self-motivated and collaborative, with a passion for credit analysis and deal structuring